Terms and Conditions of Subscription Service

These terms govern your use of our financial planning subscription service. By subscribing, you agree to comply with these terms and all applicable laws.

September 15, 2025

Acceptance of Terms

By accessing or using our service, you acknowledge and accept these terms. If you do not agree, please refrain from using the service. Continued use constitutes acceptance of any updates.

Definitions

The following definitions are used throughout these terms for clarity:

• Service: The subscription-based financial planning offering provided by valeronivex.
• Subscriber: Any individual or entity enrolled in the service.
• Fee: The monthly amount paid for continued access and support.
• Agreement: This document outlining the terms and conditions.

Service Usage and Access

You must be a legal adult and provide accurate information to access our service. Misuse or unauthorised access is prohibited.

Eligibility

Subscribers must be at least 18 years old and reside in Australia or comply with local laws when accessing from abroad.

Service is not intended for minors.

User Responsibilities

Subscribers must act honestly when using our service and keep their access credentials secure.

• Provide accurate, up-to-date information during subscription and consultations.
• Protect your login details and notify us of any unauthorised access.
• Use the service only for lawful, personal purposes.
• Comply with all applicable Australian laws and site policies.

Prohibited Uses

You may not use the service in ways that violate these terms or the law.

• Attempting to access restricted areas or other users’ information.
• Sharing, reselling, or sublicensing access to the service.
• Uploading harmful code, malware, or engaging in disruptive activity.
• Using the service for unauthorised commercial activity or solicitation.
• Impersonating others or misrepresenting your identity.

Intellectual Property Rights

All materials, reports, and documents provided through the service remain the property of valeronivex. You may use these for personal reference only and may not reproduce or distribute them without permission.

User Content

Any information you provide remains your responsibility. Do not upload unlawful or sensitive content beyond what is needed for planning purposes.

Privacy and Data Protection

We collect and protect your data in accordance with our Privacy Policy. For full details, please review our policy linked below. See Privacy Policy

Disclaimer and Risk Statements

Information is provided as general guidance only. Consult an advisor for personal recommendations.

Limitation of Liability

valeronivex is not liable for indirect, incidental, or consequential damages arising from use of the service.

Indemnification

You agree to indemnify valeronivex from claims related to misuse or unauthorised use of the service.

Dispute Resolution and Law

Disputes will be resolved in accordance with Australian law.

Applicable Law and Jurisdiction

These terms are governed by Australian law. Disputes will be heard in Australian courts.

Termination

We reserve the right to suspend or terminate subscriptions for violation of these terms or misuse of the service.

Modifications

Terms may be updated at any time. Please review regularly for changes.

Severability

If any section is deemed invalid, the remaining provisions continue in effect.

Entire Agreement

These terms represent the entire agreement between you and valeronivex regarding the service.

Contact for Terms

Reach out with questions about these terms or your subscription.